WooCommerce Payment Gateway Based Fees

Description

The Payment Gateway Based Fees addon adds extra fees or discounts to the WooCommerce checkout based on the payment method selected by the customer, allowing you to charge a fixed amount or a percentage per gateway (bank slip, credit card, PayPal, bank transfer). It is aimed at those who sell physical or digital products and need to pass on processing costs, or encourage the use of cheaper methods, with rules configurable per gateway directly from the store dashboard.

Main Features of Payment Gateway Based Fees

• Fee per payment gateway
  Sets a specific additional charge for each payment method active in the store.
• Fixed amount or percentage
  Defines the fee as a fixed amount or as a percentage of the cart subtotal.
• Discount application
  Allows negative values to encourage the use of gateways with lower operating costs.
• Tax calculation on the fee
  Includes or excludes taxes when calculating the additional fee according to the store’s tax settings.
• Transparent display at checkout
  Shows the fee in the cart totals row as soon as the customer selects the desired gateway.

Benefits of Payment Gateway Based Fees

• Transaction cost recovery
  Passes on to the consumer the fees charged by card operators and processors.
• Encourages cheaper methods
  Offers a discount on bank transfers or bank slips, reducing the monthly bill with acquirers.
• Profit margin preserved per order
  Keeps the net amount received close to the list price, without absorbing fees.
• Quick store setup
  Enables charging rules in minutes, without requiring code or extra plugins.

Who Is Payment Gateway Based Fees For?

• Those who sell physical or digital products on WooCommerce and want to pass the credit card fee on to the customer.
• You who need to offer a discount on payments via PIX, bank slip, or bank transfer to reduce costs with acquirers.
• Those who operate with cash on delivery (COD) and want to add a service fee to cover operational risk.

How to Download Payment Gateway Based Fees

The Payment Gateway Based Fees is available for download here at Ultrapack. After obtaining the .zip file, install it in Plugins > Add New > Upload Plugin, select the file, and activate. The per-gateway fee rules appear within each payment method in WooCommerce > Settings > Payments.

Charging each gateway differently is one of the simplest levers to protect margin in WooCommerce stores with significant installment credit card volume. The Payment Gateway Based Fees addon centralizes this logic in a single configuration point, avoiding manual customizations in functions.php or filter hooks, and keeping the rule visible to the customer during checkout.

Frequently asked questions