WooCommerce Opayo ( SagePay ) Form and Direct Gateway

Description

The Opayo (SagePay) Form and Direct gateway processes payments via Opayo at the WooCommerce checkout in two distinct modes: Form, which redirects the buyer to the provider’s hosted page, and Direct, which charges the card directly on the store, with support for 3D Secure. It is aimed at those selling in the United Kingdom and Ireland who need a native connection to Opayo, keeping order history and transaction statuses within the WooCommerce dashboard.

Main Features of the Opayo (SagePay) Form and Direct Gateway

• Form mode with hosted page
  Redirects the customer to Opayo’s secure environment during payment.
• Direct on-site mode
  Processes card data without removing the buyer from the checkout page.
• 3D Secure authentication
  Supports the extra validation layer from the issuing bank to reduce fraud.
• Refunds from the dashboard
  Allows refunding an order in full or in part directly on the WooCommerce screen.
• Integrated test mode
  Enables Opayo’s sandbox environment to validate the flow before going live.

Benefits of the Opayo (SagePay) Form and Direct Gateway

• Simpler PCI compliance
  Form mode reduces the PCI scope by keeping card data on Opayo.
• Checkout without redirect
  Direct mode keeps the customer on the store, shortening the path to confirmation.
• Fewer chargebacks
  The 3D Secure layer transfers part of the fraud liability to the issuer.
• Centralized operation
  Approvals, failures, and refunds appear in the same WooCommerce order dashboard.

Who Is the Opayo (SagePay) Form and Direct Gateway For?

• Those who sell to the United Kingdom and Ireland and need to charge in pounds via Opayo.
• Those who already have an active Opayo (formerly SagePay) account and want to connect it to WooCommerce.
• Those who want to offer both hosted checkout and on-site payment in the same store.

How to Download the Opayo (SagePay) Form and Direct Gateway

The Opayo (SagePay) Form and Direct Gateway is available here at Ultrapack. After downloading the .zip file, install it under Plugins > Add New > Upload Plugin, select the file, and activate it. After that, Opayo settings appear under WooCommerce > Settings > Payments, with fields for credentials, operation mode, and environment.

Aimed at British and Irish stores that work with Opayo, the gateway provides the autonomy to switch between hosted page and on-site capture according to the conversion strategy and the desired PCI level. The presence of 3D Secure and dashboard refunds shortens the operational cycle, keeping the entire financial history linked to the original WooCommerce order.

Frequently asked questions